Raiz Finance

Product · Raiz Business

Pay Globally.
Collect Globally.
From Africa.

Raiz Business is the complete payment infrastructure for African companies doing international trade. Pay suppliers in 80+ countries, collect USD/EUR/GBP payments, and manage your FX treasury — all from one dashboard.

Best FX Instant Settles Secure Rails
Trusted by 10,000+ African businesses4.9/5
from 2,000+ reviews
Raiz Business Dashboard

Pay globally

Send Payments to Any Supplier, Anywhere

Pay Chinese suppliers on AliPay, European suppliers via SEPA, and US businesses via ACH — all from your Naira balance.

Pay in 80+ Countries

Send to suppliers in Asia, Europe, North America, Middle East, and Africa via ACH, SWIFT, MoMo, AliPay, WeChat and more.

Instant & Same-Day

Most corridors settle in minutes. Local payment rails for speed and reliability.

Best FX Rates

Best market exchange rates with full transparency. No surprise charges.

Collect payments

Receive International Payments Like a Global Company

Get a named USD, EUR, and GBP account. Invoice buyers in their currency. Collect and convert to Naira instantly.

Send Invoices Globally

Invoice international buyers in their local currency. They pay locally, you receive your preferred currency.

Named USD/EUR/GBP Accounts

Get a US routing + account number, EU IBAN, and UK account number issued in your business name.

Instant FX & Withdrawal

Convert received funds to Naira at market rates and withdraw same-day.

Real-Time Dashboard

Track all payments, collections, and FX conversions in one place.

Compliance Built-In

FinCEN MSB, NDPR certified, PCI DSS compliant. Every transaction audited.

The Infrastructure

Powering Global Trade for African Businesses

Multi-Currency Named Accounts

Send and receive USD, EUR, GBP, and CNY through dedicated business accounts built for global collections.

NAMED ACCOUNT BALANCES

🇺🇸

USD US Dollar

$12,480.00

🇪🇺

EUR Euro

€8,320.00

🇬🇧

GBP British Pound

£5,100.00

🇨🇳

CNY Chinese Yuan

¥38,750.00

FX Supply Desk

Lock in foreign exchange rates and secure reliable liquidity for international transactions.

FX EXECUTION

Best Market

NGN → USD

1,540.20

Updated live · 0.02% spread

YOU SEND

₦10,000,000.00

YOU RECEIVE

$6,492.66

Rate locked at 1,540.20 for 30s

Global Payouts

Execute payouts across 80+ countries through ACH, SEPA, Faster Payments, and SWIFT, unified within one compliance-first settlement infrastructure.

PAYOUT QUEUE

G

Guangzhou Auto Parts

AliPay

¥12,800.00

Processing

B

Berlin Logistics GmbH

SEPA

€4,250.00

Sent

D

Delaware Tech Inc

ACH

$1,800.00

Sent

Digital Asset-Powered Settlement

Reduce cross-border costs via USDC/USDT-powered digital rails integrated into your existing treasury workflow.

STABLECOIN SETTLEMENT

Network Fee

Free

Processing Time

Instant

Total Settlement

15,000.00 USDC

80+ Countries. One Platform.

🇳🇬Nigeria
🇬🇭Ghana
🇰🇪Kenya
🇸🇳Senegal
🇨🇮Côte d'Ivoire
🇹🇿Tanzania
🇺🇬Uganda
🇨🇲Cameroon
72 More Countries

Start Using Raiz Business Today

Free to create. No setup fees. Pay as you go.